Retirement Planning and Wealth Management

Business Protection

Business Protection is key to insure for the unexpected. It's a way to safeguard your business if something goes wrong. The most valuable asset to any business is its people, without them, a company's survival could be at serious risk.




Key Person Cover

Key person cover can provide a cash injection into the business after the death, terminal or critical illness of a key person. The money may be needed for recruitment, retraining or loss of profits.

Within any business, there are always one or more key personnel who are vital to the business. Arranging insurances for key staff is not the most exciting aspect, but may be essential for the livelihood of the business.

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Shareholder Protection

Many shareholders believe that the business would pass automatically to their fellow partners on their death, but this is not necessarily correct.

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Business Loan Cover

Business Loan Cover can be important in protecting your business. It can help pay an outstanding loan, overdraft or commercial mortgage after the death or critical illness of the person(s) covered.

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