Retirement Planning and Wealth Management

Group Critical Illness Insurance

Group critical illness insurance provides employees with financial protection in the event they are diagnosed with a serious illness. This type of insurance offers a lump-sum payout upon diagnosis of specified critical conditions, such as cancer, heart attack or stroke. The payout can be used to cover medical expenses, supplement lost income, or support other financial needs during recovery. Offering group critical illness insurance as part of an employee benefits package can help attract and retain talent by providing valuable peace of mind and financial security.

The scheme may not cover all definitions of critical illness. For definitions, please refer to the key features and policy documents.